Americans who aren't retired yet say they're going to keep working for a
while….recently they said 66 is the average age when they plan to clean out the
desk and head for home.
I think that's optimistic.
They're probably going to work a little longer than that, because a lot of
folks are getting the idea that Social Security benefits aren't going to get a
whole lot better in their realistically attainable future, and, anyway,
most folks who are still working only have about one egg in the old
retirement account….
A Gallup poll recently said that folks who are
already retired hung up their track shoes at the average age of 61. In the
early 1990s that number was 57, so part of the reason that retirees are getting
older, aside from increasing life expectancy, is that they're waiting longer to
punch out.
The whole notion of
"retiring" is a relatively new concept. You only have to look back to
the pre-World War II era to see a world in which the average person basically
expected to work until she died, or became too sick or frail to work anymore.
American society hasn't
completely figured out this retirement thing yet.
If you're in your
prime, you really need to think carefully about the current and long term
effects of government policies on your personal future. Congress isn't doing
anything that makes sense right now.
All of us need to take
personal responsibility for retirement, and we have to make sure the government
doesn't screw it up..
Copyright © Richard Carl
Subber 2016 All rights reserved.
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